Coming soon for iPhone

The subscription tracker that never asks for your bank login.

Every subscription you pay for, on one screen, with the annual charges you forgot about visible eight months out. Import the Apple-billed ones from screenshots your iPhone reads by itself. Add the rest in about ten seconds each. When you want out of one, Aurabill takes you to the exit and tells you what to look for when you get there.

Aurabill is not on the App Store yet. There is nothing to download and no waitlist form to fill in. Send an empty email and we will send one back on the day it goes live. That is the entire list, it lives in a mailbox, and it is deleted after the launch email goes out.

No bank login · No account · No analytics · Zero lines of networking code in the app · iPhone, iOS 17 or later

The charge you never see coming

Your next 30 days look fine. That is the problem.

Open any list of what you pay for and it sorts by what is coming next. The next month fills up with $9.99s and $14.99s. Nine dollars here. Fourteen there. Sixteen for the one you keep meaning to look at. Nothing on that screen is worth an afternoon of your time, so you close it, and you are not wrong to.

The $240 charge is not on that screen. It renews in April. It is eight months out, past the edge of the list, in a month you have no reason to scroll to. The Prime renewal at $180 is somewhere behind it. So the single largest subscription charge of your year is the one you never see coming, and you find out about it the way everyone finds out about it: from a receipt.

The billing math quietly works against you. A service at $20 a month costs you $240 a year and asks your permission twelve times. The same service at $240 a year asks once, silently, on a date you do not remember agreeing to. The one that feels cheap is the one you review every month. The one that costs real money is the one nobody ever reviews.

This is also the specific place where automatic detection is weakest. We read the App Store reviews of fifteen subscription apps before writing a line of code. Across the bank-linked ones, the first complaint is always the same two sentences: it missed subscriptions, and I still had to cancel them myself. Annual and semiannual charges are the ones most often missed, because a charge that appears once in a transaction feed does not look like a pattern. One reviewer described being blindsided by a semiannual charge of $324 they had been paying for years, by an app whose whole job was to find it.

Twelve months of subscription charges Eleven months each total 62 dollars and 94 cents. The ninth month totals 242 dollars and 94 cents, because a 180 dollar annual charge lands there. $180.00 NEXT 30 DAYS THE REST OF YOUR YEAR SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL AUG Amazon Prime · annual
Eleven months at $62.94. One month at $242.94. A tracker that only shows the next 30 days never shows you the second one.

So Aurabill is built the other way around. The calendar runs twelve months forward and renders every month, including the empty ones. Anything semiannual or longer, anything over about $50, and any trial about to convert gets pinned to a card at the top the moment it comes within 60 days. Annual rows carry a text badge, not just a color. And the reminder for an annual charge arrives seven days out instead of three, with copy that says what it is: a full year at once.

Install to cancelled, in four steps

Ten minutes to set up. Then it works in airplane mode.

Put your subscriptions in

Start typing and pick from 60 built-in services. Choosing one fills in the typical price, currency, billing cycle and category, captioned “Typical price — check yours”, because the catalog knows what a service costs, not what you pay for it. Anything not in the list is one tap away as a custom entry with any billing cycle you like, including every-N-weeks and every-N-months. Nothing is looked up online. The catalog is a file inside the app.

Import the Apple-billed ones from screenshots

Tap Import. Aurabill opens your Apple subscriptions list in the App Store app. You screenshot the list yourself, switch back, and hand Aurabill only the images you picked. It reads them on your iPhone using Apple’s on-device text recognition, matches each row against the catalog, and drops everything into a review screen sorted into Needs attention, Active, Expired and Already in Aurabill. You correct what is wrong and confirm.

Why screenshots and not a connection: the only ways to read that list automatically are a credential you would have to hand over or an API that does not exist, so the screenshot is not a workaround we settled for, it is the only route that leaves nothing of yours anywhere.

Three things worth knowing before you rely on it. Aurabill cannot see your photo library, only the images you hand it, and it never asks for library access. The screenshots are read in memory and never written to disk or into the database, so you can delete them from Photos immediately, and the app tells you so on the last screen. And this only ever covers what Apple bills. Anything charged to your card directly, which is most gym memberships, most news subscriptions and a good share of software, has to be added in step 1.

Look at the year

Twelve months of renewals, every month rendered, each with its own total in your currency. Weekly, monthly and yearly spend, plus a per-category breakdown. Reminders schedule themselves: one before every renewal, one day ahead for weeklies, three for monthlies, seven for anything semiannual or longer. Each one names the service, the amount and the date, so you can decide from the lock screen.

Leave

Open a subscription and Aurabill shows you the way out of that specific one. For anything Apple bills, that is one tap to your Apple subscriptions list — tap the service there to cancel, with an interstitial first that names the exact service to look for once you are in Apple’s list. For two dozen services billed directly, it is a direct link to that company’s cancel page, opened in Safari so your saved passwords and Face ID still work.

When you come back, Aurabill asks whether it worked. Say yes and it takes a one-time snapshot of what that subscription was costing you per year, moves it to the cancelled list, cancels its reminders, and starts counting what you are not paying.

What is actually in the app

Six things it does, and the detail that makes each one true.

The whole year, not the next 30 days

The annual charge is on screen eight months early.

The calendar runs twelve months forward and draws every month, including the ones with nothing in them. A pinned card at the top surfaces up to three things that deserve a decision: anything semiannual or longer, anything worth about $50 or more, and any trial about to convert, from the moment it comes within 60 days. Annual rows carry a text badge, because a color alone is not readable to everyone.

Reminders that name the amount

“Netflix charges $17.99 on Sep 5.” Not “you have a renewal coming up.”

One local notification before every renewal, at 9am, timed by cycle: one day ahead for weekly, three for monthly and quarterly, seven for semiannual and annual, with different wording for the annual ones because a full year at once is a different decision. Trials get two, three days out and again the day before, both naming the exact amount about to be charged. Permission is asked once, after you have saved your first subscription, using your own data. Never on launch.

Import that never asks for a credential

Screenshots in, subscriptions out, read on your iPhone.

Up to ten screenshots per import, read with Apple’s on-device text recognition and parsed by code that ships inside the app. Rows are matched to the catalog by exact alias first, then by name similarity, and anything the app is not confident about lands in Needs attention rather than being quietly accepted. Multiple screenshots merge and de-duplicate. No image is ever written to disk. The app cannot browse your library and does not ask to.

Totals that round once

$119.88 a year shows up as $9.99 a month, exactly the way the service sells it.

Every amount is held as a decimal, never a float. Sums run at full precision and round a single time at display, with the right number of decimal places per currency. Category rows and the grand total round independently, so the app never adds up numbers it already rounded. Nineteen currencies convert using an exchange-rate table bundled inside the app, dated in Settings, updated when a new version ships. Nothing is fetched.

The way out, never behind a paywall

One tap to your Apple subscriptions list — tap the service there to cancel.

Before the hand-off, an interstitial tells you the exact name to look for, because Apple’s list is the whole account and yours is long. Twenty-four services billed outside Apple have a direct cancel page that opens in Safari, in its own process, so your credentials go to that company and never through Aurabill. Both of these are free forever and will not be moved behind Plus. Gating the exit would make this a different product.

A savings number that is allowed to go down

Cutting ≈ $348 a year. Saved ≈ $91 so far.

Cancel something and Aurabill takes a one-time snapshot of what it was costing you annually, immune to any price you edit later, and keeps two live figures: what you are no longer paying per year, and what has actually accrued since the day you stopped. Cancel during a trial and the basis is the post-trial price, because the conversion is the thing you avoided. Resubscribe and the number drops. That is not a bug we have not fixed yet.

The annualised line sits directly under the monthly one, because $147.62 a month and ≈ $1,771 a year are the same fact and only one of them is a decision.

When it does not know, it says so.

A currency with no bundled exchange rate is left out of the converted total with a visible footnote rather than being guessed at 1:1. A trial with an unknown post-trial price says price unknown, check it before the trial converts instead of inventing a figure. A price that came from the catalog rather than your screenshot is labeled as typical and routed to Needs attention. A billing cycle the app inferred rather than read is shown in amber with a question mark, because an unverified cycle is a twelve-times error waiting to happen. Four places where a lesser app would round the corner and guess.

Where everything else stops

Three kinds of app already exist. Here is what each one leaves you holding.

We read the App Store reviews of fifteen subscription apps before building this one, and the interesting part was not the ratings. It was that each category fails in the same predictable way, and none of them fail in the same way as the others.

The bank-linked trackers

You connect an account, and detection does the rest. The rest is where the reviews live. The complaint at the top of nearly every one of them is a pair of sentences: it missed subscriptions, and I still had to cancel them myself. Annual and semiannual charges are missed most, because a charge that happens once a year does not look like a pattern in a transaction feed. Some invent subscriptions that do not exist. Some duplicate them. And you paid for this with a banking credential.

The $9.99-a-week cancellation apps

Nine ninety-nine a week is about $519 a year. That is an app about overspending, charging more than most people’s entire subscription stack, usually behind a paywall that arrives before you have seen the app work. The reviews for these are the least ambiguous in the whole category: cancellation is still manual, detection still misses things, and for at least one of them the recurring complaint is how hard the app itself is to cancel.

The privacy-first list apps

These are the good ones. Cheap, quiet, well-liked, no bank login, and we would rather you use one of these than a weekly plan. But they stop at a list. You type everything in, you look at a total, and then you are exactly where you started, which is on Google trying to find out how to cancel the thing.

Nobody has combined the four. No bank login. An import that is not typing. A documented way out of each subscription. One honest price. That gap is the entire reason this app exists.

Aurabill Bank-linked trackers The $9.99-a-week apps Privacy-first list apps
Bank login Never. The app has no networking code that could send one. Required. It is the product. Usually required. Not required.
How subscriptions get in Screenshots of your Apple subscriptions list, read on your iPhone, plus a 60-service catalog for everything else. Automatic detection from your transaction feed. Automatic detection, usually after a paywall. Typed in by hand, one at a time.
Annual and semiannual charges Twelve months on screen, pinned 60 days out, reminded seven days ahead. The most common thing reviewers say gets missed. Same detection, same gap. Visible, if you remembered to type them in.
Tells you how to cancel a specific service One tap to your Apple subscriptions list, named service interstitial, plus 24 direct cancel pages. Rarely. Some sell cancellation as an add-on. Advertised. Reviews describe it as still manual. No. That is not what they are for.
Cancels on your behalf No, and we say so on the front page. No. No, despite the category name. No.
What it costs Free tier. Then $24.99 once, or $11.99 a year. Planned. Free, then roughly $3 to $10 a month, plus a cut of anything negotiated. About $519 a year. A few dollars, often one time.
Where your data lives On your iPhone. No account exists to hold it. Their servers, tied to a bank connection and a login. Their servers, tied to an account. On your device.
Getting out of the app itself Nothing to cancel until you buy Plus, and Plus will carry its own cancel and refund rows in Settings. Cancel like any subscription. A recurring review complaint for more than one of them. Usually a one-time purchase.

These are category descriptions drawn from public App Store listings and reviews read in August 2026, not claims about any single named app. Categories overlap. Several of the weekly-priced apps are also bank-linked.

Non-goals

The list of things this app will never do is a feature.

Most of what has gone wrong in this category came from an app doing more than it could actually do. So here is the fence, in public, before you install anything.

  • We do not connect to your bank. Not as an option, not “for better detection,” not later. There is no networking code in the app to connect with.
  • We do not cancel anything on your behalf. We cannot, and neither can any of the apps that imply otherwise. What we do is take you to the right screen and tell you exactly what to look for when you get there.
  • We do not negotiate your bills. No one is calling your cable company on your behalf and keeping a third of what they save.
  • We do not budget. No spending categories for groceries, no envelopes, no net worth. Subscriptions only. There are better apps for the rest and we are not trying to become one.
  • We have no account. No sign-up, no login, no password, no email address, no user ID. There is no field in the database that identifies you. The most personal thing Aurabill stores is that you pay $17.99 a month for something.
  • We do not sell a weekly plan. An app about recurring charges should not become one of the ones you forget about.
  • We do not run analytics. Not in the app, and not on this website. No cookies, no scripts, no pixel, nothing to decline. An app that collects nothing and a website that watches you is exactly the sort of thing that gets screenshotted.
  • We do not show service logos. Every service is a monogram. It avoids trademark trouble, and it means the app never has to request an image from a company in order to show you that you subscribe to them.
  • We will not nag you for a review. The app asks once, ever, and only right after you have actually cancelled something. Apple permits three times a year. Once is enough.

Privacy

Aurabill has no networking code. Not disabled. Absent.

Most privacy promises are about intent. This one is about capability. There is no HTTP client anywhere in the app, so there is no request to audit, no endpoint to misconfigure, and nothing that could be quietly switched on in a later version without you noticing it in the diff of your own network traffic. Before every release we run a search across the entire source tree for every networking symbol Apple ships, and the release does not go out unless it returns nothing. It returns nothing today.

There are no third-party libraries. Not one. No analytics SDK, no attribution SDK, no crash reporter. Nothing in this app was written by a company you have never heard of.

Three things do cross the line, and all three are you deciding to leave the app: opening your Apple subscriptions list hands you to the App Store app, opening a cancel page hands you to Safari, which reaches that company exactly the way your browser always does, and the once-ever review request is Apple’s own. Aurabill sends nothing along with any of them. And if you use iCloud Backup, your subscription list is inside your iPhone’s backup the same way every other app’s data is. That is Apple’s backup of your device, under your Apple Account, and we have no access to it.

The full privacy policy says all of this in more detail, including exactly which fields are stored.

  • 0lines of networking code in the app
  • 0third-party dependencies
  • 0analytics, advertising or crash-reporting SDKs
  • 0photo library permission requests, ever — the app has no usage string, so iOS will not even let it ask

Pricing

Pay once. Or pay a little each year. Or never pay at all.

None of this is for sale yet. Aurabill is not on the App Store, and purchases are not built into the app. These are the planned prices, published now so nobody is surprised later, in US dollars, with Family Sharing on for both.

Best value

Aurabill Plus — Lifetime

$24.99 once

Yours forever. One payment, no renewal, no anniversary email, nothing to remember and nothing to cancel. If you buy this one we are finished taking your money, which is the version of this business we would like to have.


or $11.99 a year

For anyone who would rather not pay $24.99 up front. It renews annually until you stop it, and it costs more than the lifetime after two years, which we would rather tell you here than let you discover.

  • Written cancel guides for the services that are hardest to leave, with phone numbers, support hours and warnings about retention offers
  • The Apple refund assistant, with the eligibility rules stated before you start
  • Unlimited subscriptions
  • Later, and included: home-screen widgets, price-change alerts, household sharing and iPad

Family Sharing included. One purchase covers your household.

Free

$0

Up to five subscriptions, and cancelled ones do not count against the five.

  • Renewal reminders and trial reminders
  • Weekly, monthly and yearly totals, and the twelve-month calendar
  • Multi-currency conversion across nineteen currencies
  • The entire exit route: the one tap to your Apple subscriptions list, and every direct cancel page

The way out is free forever and will not move behind Plus in a later version.

Yes. We know.

An app about cancelling subscriptions is asking you to subscribe. We are not going to pretend that is not funny.

So here is how we have handled it. The one-time price is listed first and listed larger, because that is the one we actually want you to buy. The yearly exists for people who do not want to spend $24.99 on an app they have owned for four minutes, not because we prefer the recurring revenue. There is no weekly plan and there never will be. The free tier includes the entire way out of every subscription you have, because charging for the exit in an app about exits would be a joke with a worse punchline.

And two things we are committing to now, in public, so you can hold us to them when Plus ships. Settings will carry a permanent row that cancels Aurabill Plus, sitting there in plain sight whether you are looking for it or not, not buried three screens down behind an “are you sure.” And a second row that starts a refund request with Apple. Every app in this category should have both. Almost none of them do.

Where the build actually is, since we are asking you to trust us later. Tracking, the twelve-month calendar, reminders, trial reminders, totals in nineteen currencies, screenshot import, the Apple hand-off, the 24 direct cancel pages and the savings counter are built and running. Written cancel guides, the refund assistant, widgets, household sharing, price-change alerts and iPad are not built yet, and the purchase itself is not built yet either. That is why there is no download link on this page. When there is, this note gets shorter.

Questions

The twelve questions we would ask before installing this.

Does it connect to my bank account?

No, and it is not a setting you could turn on. There is no networking code in the app at all, so there is no mechanism by which Aurabill could contact a bank, an aggregator, or anyone else. This is the first decision we made and everything else in the product was built around it.

Can Aurabill cancel a subscription for me?

No. Neither can any other app, including the ones whose names imply it. What Aurabill does is take you to the right place and tell you what to look for. For anything Apple bills, that is one tap to your Apple subscriptions list — tap the service there to cancel — after a screen that names the exact service you are hunting for. For two dozen services billed directly, it is a link straight to that company’s cancel page, opened in Safari so your saved password works. The final tap is always yours. Anyone who tells you otherwise is selling you something.

Does it find my subscriptions automatically?

Not on its own, and we are careful about this one. Aurabill reads screenshots that you take of your Apple subscriptions list, which covers everything Apple bills you for. Anything charged directly to your card is invisible to that method and you add it by hand, which takes about ten seconds per service with the built-in catalog. Roughly a third of the services in our own catalog are web-billed only. Any app that promises to find everything is either reading your bank feed or overpromising.

Why screenshots instead of connecting to something?

Because the only two ways to read that list automatically are a credential you would have to hand over, or an Apple API that does not exist. A screenshot needs neither. Your iPhone reads the image with Apple’s on-device text recognition, the app never uploads it, never writes it to disk, and cannot see any other photo you own. The app has no photo library permission and no code capable of asking for one. Once the import is finished it tells you to delete the screenshots, because it genuinely does not need them.

What happens to my data?

It stays in the app’s own protected container on your iPhone, encrypted at rest by iOS along with everything else on the device. There is no server for it to go to. There is no account attached to it, no email address, no device identifier and no user ID anywhere in the database. If you have iCloud Backup switched on, your subscription list is in your iPhone’s backup exactly like every other app’s data, under your own Apple Account, which we cannot reach. Delete the app and the data goes with it.

Do I need an account, and does it work offline?

No account. There is nothing to sign up for and nothing to sign in to. And it works in airplane mode, because everything it needs is inside the app: the service catalog, the exchange rates, your data, the reminder schedule. The only two moments that need a network are the two moments you are deliberately leaving the app, to reach Apple’s subscriptions list or a company’s cancel page.

What about annual and semiannual charges?

They are the reason the app exists. The calendar runs twelve months ahead and renders every month, so an April renewal is on screen in August. Anything semiannual or longer, anything worth about $50 or more, and any trial about to convert is pinned to a card at the top from 60 days out. Annual rows carry a text badge. And the reminder arrives seven days early instead of three, with wording that spells out what is about to happen: a full year at once.

What if a service is not in the catalog?

You add it as a custom entry and nothing about the app is worse for it. Name, price, any currency from the nineteen supported, any billing cycle including every-N-weeks and every-N-months, renewal date, category, notes. The catalog holds 60 services today and exists purely to save you typing; it pre-fills a typical price as a starting point and nothing is ever looked up online. Custom entries get the same reminders, the same calendar treatment, the same totals and the same savings counter.

What about free trials?

Mark a subscription as a trial with its end date and Aurabill warns you twice, three days out and again the day before, both naming the exact amount you are about to be charged. If the post-trial price is not known yet, the reminder says so rather than inventing a number. Trials count as $0 toward your current totals and convert themselves on the day. Cancel during a trial and the savings counter uses the post-trial price, because the charge you avoided is the real number.

What we do not claim is automatic trial detection on import. The parser does look for trial rows, and when it thinks it has found one it badges that row TRIAL on the review screen, sets the trial end date and puts the price at $0. We have never tested that against a real trial screenshot, so we are not counting it as a feature until we have. Nothing is created without you seeing it first: every imported row goes through the review screen, where the trial toggle and the post-trial price are both editable. Check them on anything you import.

Is there a free version, and what happens if I stop paying?

There is a free version and you can stay on it indefinitely: five subscriptions, all the reminders, all the totals, the twelve-month calendar, and the complete way out of every subscription you own. Cancelled subscriptions do not count toward the five, because charging you for cancelling things would be a strange way to run this particular app.

If you take Plus and later stop paying, nothing is deleted, nothing is locked, and nothing you already entered disappears. Should a yearly plan lapse while you are over the free limit, everything you have stays exactly as it is and you are simply blocked from adding new subscriptions until you are back under the limit or you renew. There is no version of this app that holds your own data hostage. And if you buy the lifetime, the question never applies to you.

Does it work on iPad, Mac, or Android?

iPhone only today, iOS 17 or later. iPad is on the roadmap, Mac and Android are not. There is also no sync between devices, which is a direct consequence of having no account and no server. Your data lives on the one iPhone that holds it.

When can I download it?

Not yet. It is not submitted to the App Store, and we would rather say that plainly than run a countdown for something that has not been through review. Email hello@aurabill.app and you will hear from us the day it goes live, once.

More detail, and how to fix things when they go wrong, is on the Aurabill support page.